BEGIN:VCALENDAR VERSION:2.0 PRODID:-//ChamberMaster//Event Calendar 2.0//EN METHOD:PUBLISH X-PUBLISHED-TTL:P1H REFRESH-INTERVAL:P1H CALSCALE:GREGORIAN BEGIN:VTIMEZONE TZID:America/New_York BEGIN:DAYLIGHT RRULE:FREQ=YEARLY;BYMONTH=3;BYDAY=2SU DTSTART:20070101T000000 TZOFFSETFROM:-0500 TZOFFSETTO:-0400 TZNAME:Eastern Daylight Time END:DAYLIGHT BEGIN:STANDARD RRULE:FREQ=YEARLY;BYMONTH=11;BYDAY=1SU DTSTART:20070101T000000 TZOFFSETFROM:-0400 TZOFFSETTO:-0500 TZNAME:Eastern Standard Time END:STANDARD END:VTIMEZONE BEGIN:VEVENT DTSTART;TZID=America/New_York:20230315T120000 DTEND;TZID=America/New_York:20230315T130000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:2023 BN360: Homebuying Tips as the Market Heats Up DESCRIPTION:Homebuying Tips as the Market Heats Up \n\nWe all know that it has been a seller's market for the last two years with homes being sold for over asking in bidding wars. A new influx of homes will hit the market this Spring\, so arm yourself with the knowledge and tools to be in the best position to purchase the home that is right for you. Join BN360 and Five Star Bank Regional Sales Manager of Residential Lending Bridget R Campbell for practical advice on mortgage qualifications\, budgeting\, home-buying assistance programs\, and other critical pieces to the home ownership puzzle. Bring your questions for this interactive discussion!\n\nKey takeaways include:Importance of having three lines of established credit in your name\, Establishing a budget that includes monthly expenses such as utilities\, and maintenance costs\, and moving fees\n\nHow much in liquid assets you should have available before you begin your house hunt.\n\nHow to build an emergency savings account to cover larger maintenance expenses such as a hot water tank or furnace replacement\, How to hand the stress of house hunting and not give in to pressure\n\nSpeaker Bio: Bridget R Campbell is an experienced mortgage professional. She has been a member of the Five Star Bank family since February 2018\, serving as our Regional Sales Manager of Residential Lending. Bridget is proud to call Greece a suburb of Rochester home\, with great neighbors and a convenient location. In her free time\, Bridget enjoys watching her children play sports and spending time at their family cottage on Cayuga Lake. With over 26 years of experience in the field\, Bridget is able to help customers navigate the homebuying process to find the mortgage solution that best fits their needs. X-ALT-DESC;FMTTYPE=text/html:
Homebuying Tips as the Market Heats Up
We all know that it has been a seller&rsquo\;s market for the last two years with homes being sold for over asking in bidding wars. A new influx of homes will hit the market this Spring\, so arm yourself with the knowledge and tools to be in the best position to purchase the home that is right for you. Join BN360 and Five Star Bank Regional Sales Manager of Residential Lending Bridget R Campbell for practical advice on mortgage qualifications\, budgeting\, home-buying assistance programs\, and other critical pieces to the home ownership puzzle. Bring your questions for this interactive discussion!
Key takeaways include:
Speaker Bio: Bridget R Campbell is an experienced mortgage professional. She has been a member of the Five Star Bank family since February 2018\, serving as our Regional Sales Manager of Residential Lending. Bridget is proud to call Greece &ndash\; a suburb of Rochester &ndash\; home\, with great neighbors and a convenient location. In her free time\, Bridget enjoys watching her children play sports and spending time at their family cottage on Cayuga Lake. With over 26 years of experience in the field\, Bridget is able to help customers navigate the homebuying process to find the mortgage solution that best fits their needs.